Real Estate Loans
Home is always where the heart is. That’s why we offer our members a variety of loan options to help you secure or improve your real estate here on the island. We work with you to give you the tools and knowledge needed to make an educated choice, the choice that’s right for you, your family and your home.
Real Estate
Rates Updated: 03/27/20
| Loan Type | Amount | Mortgage Term | APR* |
| First Mortgage | Up to 80% Combined Loan to Value | Up to 30 years | Contact Us for Rate |
| Up to 20 years | Contact Us for Rates | ||
| 30 years with 15 year balloon | Contact Us for Rates | ||
| Second Mortgage | Up to 80% Combined Loan to Value | Up to 20 years | Contact Us for Rates |
| HELOC | Up to 80% Combined Loan to Value up to $350,000 | Up to 20 years | Contact Us for Rates |
| Land Loan | 75% Loan to Value up to $350,000 | Up to 15 years | Contact Us for Rates |
| 30 years with 15 year balloon | Contact Us for Rates |
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