Kauaʻi Government Employees
Federal Credit Union
Services > Real Estate Loans

Real Estate Loans

Home is always where the heart is. That’s why we offer our members a variety of loan options to help you secure or improve your real estate here on the island. We work with you to give you the tools and knowledge needed to make an educated choice, the choice that’s right for you, your family and your home.

If you have questions, contact us to say aloha or schedule an appointment with one of our lending team members.

Contact Us

Fixed Rate Mortgage Loans

Finance up to 80% of the value of your home for 15 years, 20 years, or 30 years.

Apply

Land Loans

Borrow up to $350,000 or 75% of your loan value for 15 years fixed.

Apply

Adjustable-Rate Home Equity Line of Credit (HELOC)

Borrow up to 90% of the equity value in your home, for any reason, up to $350,000 for up to 20 years.

Apply

Real Estate

Rates Updated: 10/29/19

Loan Type Amount Mortgage Term APR*
Mortgage Loans (Owner)      
First Mortgage Up to 90% of Home Value Up to 30 years Contact Us for Rates
    30 years with a 15-year balloon Contact Us for Rates
Second Mortgage 75% Loan to Value  Up to 30 years Contact Us for Rates
    30 years with a 15-year balloon Contact Us for Rates
HELOC   Up to 20 years Contact Us for Rates
Land Loan 75% Loan to Value up to $350,000 Up to 15 years Contact Us for Rates

 

 Rates are subject to change without notice. Federally insured by NCUA. Equal Housing Opportunity Lender.  

View Investments and Certificates of Deposit

Subscribe to our newsletter