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| Member
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| VISA Travelers Checks
- No Fees |
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| Speak to one of our Member Services Representative at (808) 245-2463. |
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| Travelers Express Personal Money Orders |
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| Speak to one of our Member Services Representative at (808) 245-2463. |
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| Teller Talk 24/7 Audio Response Access |
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| With KGEFCU's "Teller Talk," you have 24-hour, 7-days audio response access to most of your accounts (shares and loans), at no cost to you. From balance inquiries, funds transfers, or finding out what drafts (checks) have cleared, you can do it all with "Teller Talk."
For more information speak to one of our Member Services Representative at (808) 245-2463. |
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| Direct Deposit |
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| You can have your paychecks, Social Security Checks, and/or Retirement Checks automatically deposited into any of your Credit Union accounts. It is safe, it is convenient, it is reliable, and timely.
For
more information speak to one of our Member Services Representative at (808) 245-2463.
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| Payroll Deduction |
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| Add
to your savings, IRA, and Club accounts, or make your loan
payments automatically with KGEFCU's Payroll Deduction
Plan. For more information speak to one of our Member Services Representative at (808) 245-2463. |
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| Share Draft (Check) Cashing at all Branches of Bank of Hawaii |
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| You can cash your KGEFCU Share Drafts (Checks) at the Credit Union office, or up to $200 daily at any branch of Bank of Hawaii, statewide. For more information speak to one of our Member Services Representative at (808) 245-2463. |
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| VISA Credit Card |
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Qualify for up to a $15,000 Line of Credit at one of the lowest fixed rates in
town.

Our Visa Offers the following:
- with low minimum
payments
- a
25-day grace period
- a 1/2% cash rebate on all
purchases
- a low waivable annual
fee
- $200,000 Travel/Accident Insurance
coverage
- self card-activation security
protection
- a 1% credit (up to $100) on all balance
transfers
- access to cash and credit at financial institutions, merchants, and ATM's around the world.
For more information speak to one of our Member Services Representative at (808) 245-2463.
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annual
membership fee is $5.00. |
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current
rate is 11.00% APR (annual percentage rate) |
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other
fees/charges |
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$5.00
for each replacement card issued
$10.00
anytime you exceed your credit limit
$10.00
late payment fee
$10.00
fee for any returned check |
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MasterCard Debit Card |
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Your checkbook in a card, 24/7 access to your Share Draft
(Checking) and share (savings) accounts, or at merchants and
ATM's displaying the MasterCard or Star VISA Logo worldwide.
For more information speak to one of our Member Services
Representative at (808) 245-2463. |
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| Notary Public - No Fees |
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| Need to have personal or public documents notarized? Your Credit Union can do it for you, at no cost to you. For more information speak to one of our Member Services Representative at (808) 245-2463.
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| Quarterly Tellervision Newsletter |
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| Receive a quarterly newsletter that keeps you informed of what your Credit Union is doing for you, or just click on to our "newsletter" on this site. For more information speak to one of our Member Services Representative at (808) 245-2463.
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| Signature Guarantee - No Fees |
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| Take advantage of this valuable service for investment transactions involving the transfer of securities, at no-cost.
For more information speak to one of our Member Services Representative at (808) 245-2463. |
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| Teller Checks - No Fees |
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| For more information speak to one of our Member Services Representative at (808) 245-2463. |
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| Loan Protection Insurance |
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| KGEFCU offers up to $15,000 of Loan Protection Insurance to qualified members at no direct cost to the member. Should anything happen, this loan coverage pays off your loan or VISA.
For more information speak to one of our Member Services Representative at (808) 245-2463. |
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| Life Savings Insurance |
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| Qualified members receive up to $3,000 of Life Savings Insurance at no direct cost to the member. It's like getting $3,000 worth of term life insurance free.
For more information speak to one of our Member Services Representative at (808) 245-2463. |
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