Kaua'i Government Employees' Federal Credit Union


Loan Products

Share Secured Loans

Borrow against your Regular Share (Savings) account at low rates tied to your respective Regular Share account rates, with repayment periods from one (1) to eight (8) years.

Personal Loans

Borrow up to $15,000, for any reason, at very attractive rates, with various terms from one (1) to six (6) years.

New Automobile Loans

Purchase that new car you have been dreaming of, with 100% financing, up to seven (7) years to repay, at low interest rates.   Research   Apply Now

Used Automobile Loans

Looking for a second car? We will finance up to 100% of the retail market value, at attractive interest rates, with up to five (5) years to repay and up to six (6) years on used autos over $20,000.   Research   Apply Now

Mixed Collateral Loans

Borrow up to $15,000 with a personal loan, and more with the additional funds requested to be secured by Shares (Savings), with up to five (5) years to repay.

Student Loans

Borrow up to $8,000 per year, or a maximum of $32,000 for four (4) years, with no principal payments due until after graduation, or leaving school, and a repayment period of up to ten (10) years.

Fixed Rate Mortgage Loans

Finance up to 80% of the value of your home, loan amount as high as $650,000. We have a variety of mortgage products at a low fixed rates.

Land Loans

Land Loan amount is $200,000 up to 75% Loan To Value for 15 years fixed.

Adjustable-Rate Home Equity Line of Credit Loans

Take advantage of additional tax deductions by borrowing up to 80% of the equity value in your home, for any reason, up to $200,000.

This is an open-ended loan product. The terms referenced on this page to illustrate repayment periods and terms are solely for determining possible periodic payments under this Credit Union's credit plans.

Overdraft Line of Credit Loans

Protect yourself against overdrafts with a line of credit of up to $1,000.

This is an open-ended loan product. The terms referenced on this page to illustrate repayment periods and terms are solely for determining possible periodic payments under this Credit Union's credit plans.

NCUAYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.