“When I found out that my business could be part of the Select Employer Group (SEG) Program at Kaua’i Government Employees FCU, I signed up. Becoming a member has been the best experience I ever had with a financial institution. Every time I walk into the credit union, I’m greeted with a smile and called by my first name, which makes me feel right at home. I was already looking for answers in trying to clean up my credit and I was surprised when I learned about KGEFCU’s Credit Builder Loan program. Not only did they provide me information to help me build my credit score, they gave me a loan to pay off my debts. Now I have only one payment to make each month and am on my way to cleaning up my credit! Thank you very much KGEFCU for giving me a chance. I’m a member
Brian Fitchett, Garden Island Flying Club LLC
“We needed a small business loan to help grow our business when an opportunity for a new location
opened up for us on the South Shore. After talking with a few banks, we decided to give Tom Vallatini
at KGEFCU a call. The process was very low-key and simple. Tom helped us to get the money we needed
at a comfortable pay-back time frame and we waited less than one week for the funds. I have already
recommended Kaua`i Government Employees FCU to others and will continue to do business with them in
the future. Thank you for not treating your members like a credit bureau print-out and for continuing
to invest in relationships over numbers.”
Tiffany Grande and Androcles Handy of Grande’s Gems and Men’s Hardwear.
“I would like to take this time to praise the employees at Kaua`i Government Employees FCU.
Whitney Miguel is always willing to go the extra mile for the members. I will forever remember
her willingness to help me during my time of need. It takes a very special person to dedicate
every spare minute to lend a helping hand. Lynn Constantino and Tom Vallatini are remarkable
loan officers. With the help of Whitney, I was directed to consult with both of them for help
and information. They provided me knowledge that has helped me understand how credit works.
Just recently I was very ill and unable to work for a week. I was unable to make my car payment.
To my relief, they expressed concern and sensitivity that made applying for a loan a lot easier.
I just want everyone to know that I am appreciative of what the staff has done. I now have peace
of mind knowing I am a member of such an outstanding credit union and I’m sure other members feel
the same! Thank you.”
“I found every member of the staff at KGEFCU extremely helpful, friendly and attentive. My loan was handled in a casual yet efficient manner and I was pleasantly surprised to walk out of their office with a check in a matter of minutes!”
"This exactly mirrors my experience with the credit union and I am pleased that it was suggested I stop in for a loan."
John Wada, FM97 Radio
“I’d like to say thank you to Tom Vallatini for helping us in our time of need. As a government employee, I had my hours cut because of furloughs. We desperately needed help with our mortgage. After paying over $7,000 to a mortgage modification company, things were not getting any better, they were getting worse. That’s when we decided to call the Better Business Bureau, only to find out we were involved in a SCAM. My wife and I didn’t know what to do. They were supposed to help us. This is when I met with Tom Vallatini. I explained our situation and for the first time, I felt like someone really cared about us and was willing to listen. He also gave me some good advice. Before this, happened, my credit score was over 700 and now it‘s in the low 500’s. Without Tom and KGEFCU’s help, we would probably be facing foreclosure today. My wife and I are so grateful to KGEFCU for giving us a chance; they helped us improve our credit score and saved our home.”
“I have been a member of the credit union for ten years. I continue to bank exclusively at KGEFCU because the services are awesome and the staff is always so caring and ready to help. The tellers are very friendly and they go out of their way to provide me with information or services (such as checking on my account, stop checks or CU checks). I also appreciate my loan officer, Jake Gandeza very much. Jake is always available to kokua, whether through small loans or to advise me on how to better manage my financial portfolio, as well as to significantly reduce my debt. Not only did his plan remove the stress that came with my unexpected life change, but actually improved my overall financial portfolio. Mahalo nui loa for being an outstanding credit union. I am a proud member of Kaua`i Government Employees FCU!”
“When we heard of the services that KGEFCU was offering the businesses of Kaua’i, we had to
come see for ourselves and were so happy to have joined your SEG (Select Employer Group)
program. You offered friendly, fast services and the best rates in town!
We just wanted to let the staff at KGEFCU know how much we truly appreciate your attention
to servicing our needs as a small business and opening the doors to our employees. You are
truly the Best Community oriented Credit Union on Kaua`i.”
Sandy & Joed McCluskey, JM Pacific Construction
"The following statements reflect how I see and know of Kaua’i Government Employees
Federal Credit Union. It’s great to walk into the credit union and be greeted with a
friendly smile. You feel like family or an old friend. The Tellers have great personalities
and you can see that they are sincere in helping each member. It’s a place that offers a
variety of financial services with good rates. The credit union has services for any ages.
My daughter received a student scholarship in 2007. I know the credit union is a safe place
to discuss your personal financial needs, especially during these economic times. They are
willing to assist each member with their individual needs. All my family and employees have
accounts at the Kaua’i Government Employees Federal Credit Union."
Dennis L. Rego